Tuesday, July 3, 2012

An expat grumble

Here in Ireland sometimes things happen that are absolutely unacceptable and ridiculous and the worst part is that people just accept it because, well, what else are they going to do? This part of the culture DRIVES ME MAD because these are things that typically would not be allowed to happen in the States....like for instance what is going on with the banking system.

Banks here are, well, not so popular at the moment. Banks are not popular universally but I think here in Ireland there is a special kind of highway robbery that the banks here get away with well, because "no one else is doing anything so why should I" kind of attitudes that exist here. The government fees and levy's on each account are insane as are the amount of money you need to keep in your account to avoid such fees (like the Bank of Ireland, I was told the amount I need to keep in my account to avoid charges was 1,400 Euros...seriously who in these days has that kind of money to keep lying around in their checking account?!? Not I friends, not I.)

Anyways, The bank I am with (Ulster Bank is the bank in reference...I am all for calling them out!!)  has been having a few issues...and by a few issues I'm talking about the total and complete collapse of their systems. They are having "technical issues" which mean that NO ONE is getting their money into their accounts, Their direct debits aren't being paid and basically your SCREWED. This started about 2 weeks ago and I figured that no bank would seriously let an issue that big extend beyond a day or two, at most a week. And since I only get paid once a month (Seriously. It blows the big one.) I wasn't worried about not getting my pay in my account.

 This means "Show me the money" in Irish

Well I haven't been paid. And I've been waiting close to a week now. Its been over TWO weeks and they still have nothing fixed! Last Friday we were told it would be fixed by Monday, over the weekend we were told it would be fixed by the middle of this week. This morning I heard on the radio it is not expected to be resolved by the end of this week. HOW FRUSTRATING. I know banks are having issues, but this is beyond ridiculous! And no offense to any Irish person reading this blog, but I know that it wouldn't fly in the States. Something would have certainly been resolved by now, maybe another bank stepping in or something, but it wouldn't have gone on two weeks extending into three! The banks have a bad enough reputation over here without a total and complete failure of its entire consumer base. And for some reason, we as a collective community are bending over and "taking it". There is nothing that anyone can do and it personally makes me want to pull my hair out sometimes!  This is the flip side of the laid back Irish cultural attitude which is so prevalent here. There are some great things to being to easy going and laid back (like getting pulled over by a Guarda and him giving you a wink and a smile instead of a ticket) and some things that for me, as a type-a American can make me feel enraged (and give the rest of the country something to complain about other than the weather)

Fingers crossed that our money (since James and I are both Ulster bank....how lovely!! That will be changing as soon as possible!) will appear in our accounts soon. I'll end my expat rant now...once I get myself started it can be hard to stop myself!


  1. That is completely unacceptable. I'd be SO pissed off. Probably as pissed off as little Stewie Griffin there, haha.

  2. I CANNOT BELIEVE THIS! How horrible. I am so sorry. I hope everything is all worked out now.

  3. Thanks for great information you write it very clean. I am very lucky to get this tips from you.

    PPI Claims Calculator